Understanding your financial goals
The first step in our financial planning process is listening to you. We want to understand your goals, your aspirations, even your dreams. Maybe it’s buying a lake cabin, putting your kids through college, or having the funds to enjoy retirement without pinching pennies. Maybe you’re in a life transition like a marriage or divorce and need solid financial advice about navigating through it. Maybe you’re building or buying a business. Whatever your goals are, we’re here to help.
Next, we look at your timeline. How much time do you have to achieve your goals? Are you nearing retirement and playing catch-up with your 401(k)? Or are you planning far ahead for when your toddler goes to college? Do you need to safeguard or move money around now because of an impending divorce?
When we know and completely understand your goals, we’ll start to build a plan together. We’ll look at your available resources and any limitations you might have. We’ll set priorities based on what you want to accomplish.
One of the ways we begin to do that is by having you fill out a risk tolerance questionnaire. Don’t worry, we’ll walk you through it if you need help.
Armed with all of that information, we’ll begin to design an investment portfolio that will get you where you want to go.