The first step in our financial planning process is listening to you. We want to understand your goals, your aspirations, even your dreams. Maybe it’s buying a lake cabin, putting your kids through college, or having the funds to enjoy retirement without pinching pennies. Maybe you’re in a life transition like a marriage or divorce and need solid financial advice about navigating through it. Maybe you’re building or buying a business. Whatever your goals are, we’re here to help.
Next, we look at your timeline. How much time do you have to achieve your goals? Are you nearing retirement and playing catch-up with your 401(k)? Or are you planning far ahead for when your toddler goes to college? Do you need to safeguard or move money around now because of an impending divorce?
When we know and completely understand your goals, we’ll start to build a plan together. We’ll look at your available resources and any limitations you might have. We’ll set priorities based on what you want to accomplish.
One of the ways we begin to do that is by having you fill out a risk tolerance questionnaire. Don’t worry, we’ll walk you through it if you need help.
Armed with all of that information, we’ll begin to design an investment portfolio that will get you where you want to go.
Once we’ve got your goals in mind, we’ll sit down to discuss and review your investment strategy. We’ll give you our recommendations for any changes we think you should make to your current investment allocation and we’ll talk it all through. That way, we’ll be looking in the same direction and you’ll have no surprises. We’ll sign on the dotted line, and be on our way to turning your financial goals into reality.
We’re not a cookie-cutter shop. We believe your financial planning solution should be as unique and individual as you are, and based entirely around your goals, aspirations and dreams. That’s why we spend so much time upfront talking about exactly what you want to accomplish and how you want to make your money work for you. Our experts will look at your goals, your resources and your timeline and begin designing a customized financial plan. You’ll get our investment strategy in writing.
Now is the time for us to roll up our sleeves and get to work. We’ll execute your account transfers and invest your funds according to your customized portfolio strategy. We’ll get input from our experts in income tax strategy, insurance and estate planning.
This isn’t a “set it and forget it” situation. We’ll have our eyes on your investments and monitor the progress you’re making to achieve your goals. We will sit down for periodic meetings to update you on how it’s performing, and assess if we have to make any changes or shifts.
Your financial plan isn’t written in stone. It’s a road map. But life has a way of changing the destination when you least expect it. You might have a transition like a marriage or divorce, a new opportunity, or an upturn or downturn in your monthly finances. That’s why your plan will be flexible and responsive to whatever life has in store down the road.